Terms and conditions

Amendments of December 15, 2023

The following terms and conditions govern all use of the https://www.payard.io/ website and all content, services and products available at or through the website (taken together, the “Website”).

The Website is owned and operated by Payard Pay Platform Inc., registered Address: 701 West Georgia Street, Suite 1500, Vancouver, British Columbia, V7Y 1C6, Canada, jointly with its partners and affiliates, including FAMA PROF CONSULTING UK, SRO PAYARD FINANCE, Helen pay Ltd (the “Company”).

The Website is offered subject to your acceptance without modification of all the terms and conditions contained herein and all other operating rules, policies and procedures that may be published from time to time on the Website (taken together, the “Agreement”).

Content of the Website

The content on the website includes a range of financial services and solutions. It typically features information on global payments, currency exchange, and crypto services, catering to both individual and business clients. Additionally, the website may offer insights into consulting services related to these financial areas. The specific details, including service descriptions and any special offers available on platforms where such services are provided. This website is for informational purposes only.

User Conduct

Users of the website are required to engage in lawful and respectful conduct while accessing and using the site's services. This includes:

• Compliance with Laws: Users must adhere to all applicable local, national, and international laws and regulations.
• Prohibited Activities: Users are prohibited from engaging in fraudulent, abusive, or harmful activities, including but not limited to hacking, spreading malware, phishing, and spamming.
• Respectful Interaction: Users must respect the rights and dignity of others, avoiding behavior that is threatening, harassing, or discriminatory.
• Intellectual Property: Users must not infringe upon the intellectual property rights of others, including copyright, trademark, and patent laws.
• Confidentiality: Users must respect the confidentiality of any information they may acquire about other users or the company's operations.
• Violation of these conduct guidelines may result in suspension or termination of access to the website and its services.

Intellectual Property Rights:

The content, including text, graphics, logos, icons, images, audio clips, digital downloads, and software on the website, is the property of the Company its content suppliers and is protected by international copyright and intellectual property laws. Users are granted a limited license to access and make personal use of this site but are not allowed to download (other than page caching) or modify it, or any portion of it, except with express written consent of the Company. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. The PaYard name and logos and all related product and service names, design marks and slogans are the trademarks or service marks of PaYard or its affiliates or suppliers. All other marks are the property of their respective companies. No trademark or service mark license is granted in connection with the materials contained on this site. Access to this site does not authorize anyone to use any name, logo, or mark in any manner.

Contact form

By registration or filling out the contact form on the Website, you confirm that the information you provide is true and up-to-date (name, surname, e-mail, other data), and you consent to the Company's processing of such data in accordance with the Privacy Policy. You are fully responsible for the content of the information you provide.

Your requests are welcomed and encouraged on the Website, but there are some cases when the Company reserves the right not to respond to them:

• inquiries that are considered spam or are of an exclusively advertising nature;
• requests containing profanity;
• requests that contain language or concepts that may be considered offensive (this may include abusive, threatening, pornographic, insulting, deceptive or defamatory language);
• requests that are offensive to the Company;
• other requests whose content is in violation of any applicable law.

The Company will use its best efforts to respond to you as soon as possible, but is under no obligation to do so and makes no guarantees.

Indemnification

You agree that the Company, and any parents, subsidiaries, officers, employees or third-party contractors cannot be held responsible for any third-party claim, demand or damages, including reasonable attorneys’ fees, arising out of your use of this Website.

Privacy

Our Privacy Policy explains the way we handle and protect your personal data in relation to your use and browsing of the Website. By agreeing to the present terms and conditions and to be able to use the Website, you also agree to our Privacy Policy.

Modification to terms

Within the limits of applicable law, the Company reserves the right to review and change this Agreement at any time. You are responsible for regularly reviewing these terms and conditions. Continued use and browsing of the Website after such changes shall constitute your consent to such changes.

Applicable Law

This Agreement shall be governed in all respects by the substantive laws of Canada. Any controversy, claim, or dispute arising out of or relating to the Agreement shall be subject to the jurisdiction of the competent Canadian courts.